VA health benefits can provide valuable healthcare coverage for eligible veterans, including hospital care, doctor visits, prescriptions, and other essential medical services. However, many veterans discover that VA coverage may not fully cover all of their healthcare needs or provide the flexibility they want outside of the VA healthcare system.

Because of this, some veterans choose to explore additional Medicare coverage options — including Medicare Advantage plans — to help expand their access to care and additional healthcare benefits.

Depending on the plan selected, combining Medicare coverage with VA benefits may help provide:

• Lower out-of-pocket healthcare costs
• Prescription drug coverage
• Access to a larger network of doctors and hospitals
• Dental, vision, and hearing benefits
• Preventive services and wellness benefits
• Additional flexibility when seeking care

Many Medicare Advantage plans also include benefits that Original Medicare and VA coverage may not fully provide.

It’s important to understand that VA benefits and Medicare work differently. Having Medicare coverage in place may help protect you from future coverage gaps, penalties, or unexpected healthcare costs if your healthcare needs or eligibility change over time.

Because every veteran’s healthcare situation is unique, it’s important to carefully review your options and understand how your benefits work together.

At Frontier Insurance Services, we help veterans better understand their Medicare choices so they can make informed decisions with confidence.